Once you have decided to buy a home, the first step is to think about which home you really want. Of course, it is in your interest that the accommodation you eventually buy will be as good as possible. Therefore, you need to find out what you are looking for. Initially, you should check your home loan borrowing capacity. 

Decide what’s most important to you

There is no objective answer to what makes a home good. It depends entirely on the residents’ preferences and needs. It is therefore a good idea to ascertain as early as possible what characteristics of accommodation are important to you. Moving with someone may be a good idea to make a list of what’s most important to you and compare.

 

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To keep in mind when choosing accommodation

• Close to shops, preschools, schools, jobs. Being close to the things you need to visit every day greatly facilitates everyday life.
• Access to good public transport. Being able to travel easily in town and the ability to commute is too many very useful.
• Balcony. Having a balcony can significantly increase the well-being of your home.
• Elevator. Having access to an elevator can be nice not only when moving but also everyday.
• Good bike and footpaths. Being able to move easily in the area is something that many underestimate, but can be very comfortable.
• Good floor plan. That the house is well drawn is a quality that does not disappear with the age of the house or renovations.
• No insight from outside. For many, it’s very nice to get away from the street or the farm.

Keep in mind that properties associated with the area can not be changed on their own, however, you will always be able to make changes inside your accommodation.

Determine the type of residence you are looking for

The most common housing types are villa and condominiums. When you decide what kind of home you want to buy, it’s good to know the biggest differences between them. Townhouses can be either a villa or a condominium – read the property description to the accommodation to find out. There are pros and cons of both villa and condominiums.

Villa

• Contains great freedom. You are the sole owner of the residence and have great freedom to decide on changes in the home.

• You are responsible for all costs. In addition to the cost of the bank for your home loan, you will pay alone for other housing costs such as water, electricity and waste disposal.
• The buying process is more expensive. There are some costs when you buy a villa. The bank will need to have a mortgage letter and you will also need to apply for legal expenses..

Apartment

• You must take into account the association. You are not the sole owner of the residence but you are part of the housing association. You get used to and make changes to your apartment, but in some cases you also need to settle with the housing association.
• You do not have a certain responsibility. The housing association has overall responsibility for maintenance on the property and waste disposal. To cover these costs, you and the others in the association pay a monthly fee.

• You must pay a fee to the association. There is a less cost to the association when you buy a home right. This cost is to cover the administration the association performs in connection with the transfer.